Use GET /api/v1/business/offramps/capabilities as the runtime capability boundary. It applies your environment’s currency, payment-method, chain, country, transaction-limit, and manual-review policy. Do not maintain a static route list in production.
Environments
Chains and assets
The initial Business API is EVM-only and uses canonical USDC.
Do not assume a chain is live because its identifier is accepted by a schema. Check your environment policy and the applicable readiness endpoint before presenting a route to a customer.
Local payment methods
Beneficiary requirements are dynamic. Request GET /api/v1/business/beneficiaries/requirements with the destination currency and payment method before collecting recipient details.
The API models these payment methods:
mobile_money
bank_transfer
paybill
buy_goods
email_transfer
swift_transfer
The capability response is provider-neutral. Availability still depends on live provider readiness and amount-specific provider limits, which are evaluated when a quote is requested.