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Use GET /api/v1/business/offramps/capabilities as the runtime capability boundary. It applies your environment’s currency, payment-method, chain, country, transaction-limit, and manual-review policy. Do not maintain a static route list in production.

Environments

Chains and assets

The initial Business API is EVM-only and uses canonical USDC.
Do not assume a chain is live because its identifier is accepted by a schema. Check your environment policy and the applicable readiness endpoint before presenting a route to a customer.

Local payment methods

Beneficiary requirements are dynamic. Request GET /api/v1/business/beneficiaries/requirements with the destination currency and payment method before collecting recipient details. The API models these payment methods:
  • mobile_money
  • bank_transfer
  • paybill
  • buy_goods
  • email_transfer
  • swift_transfer
The capability response is provider-neutral. Availability still depends on live provider readiness and amount-specific provider limits, which are evaluated when a quote is requested.