> ## Documentation Index
> Fetch the complete documentation index at: https://docs.northfond.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Quotes

> Get provider-neutral rates, fees, routes, and expiry times.

Create a quote with `POST /api/v1/business/quotes`, then retrieve it with `GET /api/v1/business/quotes/:id`. A quote binds the business environment, direction, beneficiary, selected route, pricing snapshot, amounts, rate, and expiry.

<Warning>Never calculate a payout from an earlier rate. Initiation rejects expired, consumed, or mismatched quotes.</Warning>

Sandbox quotes are deterministic and do not call live providers. Live routing remains internal; integrations receive one normalized NorthFond response.