> ## Documentation Index
> Fetch the complete documentation index at: https://docs.northfond.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Stablecoin payments through one business API

> Integrate provider-neutral wallets, quotes, on-ramps, off-ramps, transactions, and signed webhooks with NorthFond.

NorthFond lets approved businesses collect and disburse money across stablecoins and local payment methods. You integrate one normalized contract while NorthFond handles provider selection, settlement verification, and reconciliation.

<CardGroup cols={2}>
  <Card title="On-ramp" icon="arrow-down-to-line" href="/onramps">
    Collect local currency and deliver USDC to a managed customer wallet.
  </Card>

  <Card title="Off-ramp" icon="arrow-up-from-line" href="/offramps">
    Fund with USDC and pay a verified local beneficiary.
  </Card>

  <Card title="Wallets" icon="wallet" href="/wallets">
    Provision managed EVM addresses or verify an external wallet.
  </Card>

  <Card title="Webhooks" icon="webhook" href="/webhooks">
    Reconcile every normalized transaction state with signed events.
  </Card>
</CardGroup>

## The integration model

<Steps>
  <Step title="Create a customer">Use your own stable external reference. NorthFond provisions a reusable managed EVM address.</Step>
  <Step title="Create a beneficiary">Collect the destination-specific payout details returned by the requirements endpoint.</Step>
  <Step title="Request a quote">Lock the exchange rate, fees, destination amount, route, and expiry.</Step>
  <Step title="Start and reconcile the transaction">Fund the transaction, persist its NorthFond ID, and follow normalized status changes through signed webhooks.</Step>
</Steps>

## Start integrating

<CardGroup cols={2}>
  <Card title="Five-minute quickstart" icon="rocket" href="/getting-started/quickstart">Create a sandbox key and verify your account context.</Card>
  <Card title="Supported capabilities" icon="list-check" href="/platform/supported-capabilities">Check environments, chains, and route boundaries before building.</Card>
</CardGroup>

<Note>Sandbox API keys start with `nf_test_` and never move real funds. Live keys start with `nf_live_`.</Note>